0 minsPublished on 11/13/2024

Welcome to a new age of payments

Experience a brand new way to transact with MoonPay Balance.

By Geoffrey Lyons

You can now fund your MoonPay account with a fiat balance! 

With MoonPay Balance, you can deposit funds to your account for instant zero-fee purchases* with our best approval rates, giving you ultimate flexibility in how you transact.

Here’s how it works: 

  1. Top up: Fund your balance with your preferred payment method 
  2. Buy crypto: Use your balance to instantly purchase from over 50+ cryptocurrencies
  3. Withdraw funds: Withdraw to your bank account or supported payment method at any time
No more delays or failed transactions. Use your balance to instantly buy from over 50+ cryptocurrencies.

You can also sell crypto back into your MoonPay Balance, so you can make later purchases or withdraw when it suits you.

Until today, fiat balances only existed on centralized exchanges and traditional fintechs. MoonPay now introduces this functionality to the decentralized ecosystem as a new way to transact, so you can enjoy the same ease-of-use you would get on a CEX and have complete control of your crypto. It’s a best-of-both-worlds solution.

Features and benefits

  • Zero fees: Zero MoonPay fees on all transactions made with MoonPay Balance, including withdrawals. 
  • Instant payments: Lightning-fast transaction speeds with minimal wait times.
  • High approval rates: No more failed transactions or delays. Buying and selling with your balance has a near-perfect success rate. 
  • Flexible payments: Top up using a range of payment methods including SEPA, Faster Payments, and Open Banking. 

MoonPay Balance is currently available for customers in the UK and EU (excluding Germany), and will soon be rolled out to other jurisdictions. Our partner network will also enable MoonPay Balance, which is currently live on Phantom, Uniswap, and Bitcoin.com.

* Zero MoonPay fees. Ecosystem and network fees still apply. 

Geoffrey Lyons
Written byGeoffrey Lyons