MoonPay Balance: Top up, buy, and sell with ease (and no fees!) đŸ€‘

This is the brightest star of our latest constellation of updates. Are you ready?

We’re thrilled to introduce our new way to pay:  MoonPay Balance . Starting now, you can top up in Euros or British Pounds (depending on your region) and use it to buy crypto anytime. With your new balance, you can quickly sell one token and use the funds to purchase another—no more waiting for bank transfers! And, of course, you’re free to withdraw your balance to your bank whenever you choose.

This is a game-changer that makes the MoonPay trading experience smoother than ever, with ZERO MoonPay fees, enabling near-perfect acceptance rates. Gone are the days when you tried to buy your favorite crypto and your bank said “No”.

Here’s a list of all the benefits that we’re bringing together with your MoonPay Balance:

  • Near perfect approval rates when you buy crypto using Balance
  • The fastest way to pay, without the need to add bank details on each transaction
  • 0% fees on top ups and withdrawals
  • For EEA users, you can top up with an instant or simple SEPA bank transfer
  • For UK users, besides SEPA you can also use open banking for extra convenience
  • Withdraw to your favorite bank at any time
  • Increased security with multiple layers of protection  (2FA and password)
  • Compliance with PCI DSS, ISO 27001, and SOC 2 Type I certification

Getting started with MoonPay Balance is super easy: simply open the MoonPay App, click “Top up” and make a deposit via SEPA or SEPA Instant (remember to specify your unique payment reference). Then use your new Balance to buy crypto seamlessly, with the highest acceptance rates. Take advantage of the 0% MoonPay fee offer and see what MoonPay Balance can do for you!

Our MoonPay Balance will be available to EEA and UK users first. If you are in the US, hodl a little longer, you’re coming up next! We hope you are as excited as we are 🚀

New & Improved

  • New account total value: Previously, users could only inspect the value of each wallet individually, making it hard to get a clear picture of their total assets. To solve this, we’ve introduced a new “Total Value” section in the app. This feature displays the combined value of all assets across your MoonPay accounts—including the new MoonPay Balance—all in a single number.
  • New token spotlight: Our new feature highlights the latest top performing tokens, helping users make timely and informed purchases. Previously, this was limited to only a few tokens, but we plan to add more categories soon.
  • Support for Flow (EVM): MoonPay now supports Flow (EVM) on the Ethereum blockchain, expanding our On-ramps offer.
Louis Sutton
Louis Sutton
Christoph Hofer
Christoph Hofer

Product Marketing Director

Diogo Nunes
Diogo Nunes

Content Writer