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Buy PYUSD, join the crypto revolution!

MoonPay offers a fast and easy way to buy PayPal USD (PYUSD) with a credit or debit card, bank transfer, Apple Pay, Google Pay, and more.

How to buy PYUSD?

Buy PayPal USD (PYUSD) in 150+ countries using the local currency of your bank account. We offer localized payment options that cater to regions all over the world.

1. Open your free account

Buying PYUSD (PayPal USD) on MoonPay is easy. Just sign up for a free account in seconds from our app, then add a few personal details to verify your identity.

2. Choose PYUSD as the crypto you want to buy

Select PayPal USD from our catalog of over 100 cryptocurrencies available for purchase. PYUSD is available on the Ethereum and Solana blockchains.

3. Enter your PYUSD wallet address

MoonPay works with leading non-custodial PYUSD wallets like Ledger and Trust Wallet. Don’t have a wallet yet? No worries, MoonPay will set up a wallet automatically for you at checkout if it's your first purchase for PYUSD (ERC-20) or PYUSD (SOL). And if you’re coming to MoonPay through your existing wallet, we’ll pre-fill your wallet address automatically.

4. Top up your MoonPay balance

The easiest way to buy PayPal USD is by topping up your MoonPay balance. Just add funds in your MoonPay account to enjoy faster PYUSD purchases with lower fees, higher approval rates, and zero-fee withdrawals when you cash out to fiat.

5. Checkout and pay

Don't want to pay with your balance? No worries, there are still loads of options to choose from. You can pay with a credit/debit card, Apple Pay, Google Pay, or PayPal. We also support local options such as SEPA , UK Faster Payments, Pix in Brazil, as well as Venmo and bank transfers in the US. Once paid, that’s it — we’ll handle the rest.

6. Own your PYUSD

Once you have your PayPal USD (PYUSD) tokens secured in your preferred wallet, you’re free to use your PYUSD how you wish. You can “HODL” PayPal USD in your wallet, send it to a friend, sell PYUSD for fiat, or explore the growing PayPal ecosystem.

Why is MoonPay the best way to buy PYUSD?

Our security credentials are in check

We use AES-256 encryption and we’re PCI-DSS compliant. We also hold the widely-respected ISO 27001 certification. This certification is independently audited and a global standard for managing information security.

Buy what you need

You can buy PYUSD in small or large quantities. Start by purchasing PayPal USD for as little as $20 on MoonPay.

Convenient payment

Buy PYUSD instantly with a credit or debit card, bank transfer, Apple Pay, Google Pay, and more.

Available globally

Purchase PayPal USD in more than 150+ countries using the local currency of your bank account.

What can you do with PYUSD?

Hold

Store your newly purchased PayPal USD in your preferred wallet. There are many custodial and non-custodial options to choose from, such as Ledger, Trezor, Exodus, and Trust Wallet.

Send

After you buy PayPal USD, you can transfer it to anyone across the globe, as long as you know their crypto wallet address.

Spend

Use your PayPal USD to purchase goods and services from any participating merchant that accepts PYUSD and cryptocurrency.

Swap

Swap your PYUSD for another cryptocurrency directly in your wallet or by using a DeFi application.

Buy PYUSD and 100+ other cryptocurrencies, including Bitcoin, Ethereum, Solana, and more


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Get the MoonPay app and buy PYUSD on the go

Whether you're a seasoned trader or buying PayPal USD for the first time, the MoonPay app gives you the tools to get it done.

What is PYUSD (PayPal USD)?

PayPal USD (PYUSD), a stablecoin pegged to the U.S. dollar, is fully backed by reserves to ensure its value stays consistent. Issued by Paxos Trust Company, it was first launched on the Ethereum blockchain. Recently, PYUSD made the jump to Solana to boost transaction speeds and cut down on costs, choosing Solana for its low fees, fast processing times, high transaction capacity, and flexibility for developers.

Frequently asked questions about buying PYUSD

Only you can determine whether buying PYUSD is worth it, and you should remember that purchasing any cryptocurrency carries certain risks. Some factors that others may consider when deciding whether to make a purchase are the token's price, market cap, supply, as well as your individual risk appetite.MoonPay cannot offer you investment advice and cannot tell you whether any cryptocurrency is worth buying. Always remember to do your own research before making any purchase!

MoonPay accepts most major credit and debit cards, including VISA and MasterCard. If you want to buy PYUSD with a card, enter the amount in PYUSD or fiat currency that you wish to purchase, then enter your PayPal USD wallet address. You're now ready to buy PayPal USD with a credit card or your favorite payment method!

PayPal USD (PYUSD) was created by PayPal but is issued and custodied via Paxos Trust Company, a regulated financial institution focused on blockchain infrastructure and digital assets. Regulated by the New York State Department of Financial Services (NYDFS), Paxos issues stablecoins like Paxos Standard (PAX) and PayPal USD (PYUSD) while providing cryptocurrency custody and settlement services.

How much PYUSD you can buy will depend on your account limit, with higher purchases requiring increasing/different KYC levels. The minimum amount you can purchase is $20.

In large or small amounts, you can buy PayPal USD via a one-time purchase, or through a recurring buy order. Recurring crypto purchases allow you to gain price exposure over time, helping to limit the risk of volatility through dollar-cost averaging principles.

PayPal USD was launched in August 2023, surpassing $1 billion in market capitalization one year later.

Delivery times for PayPal USD purchases can vary based on the payment method used to purchase. You can receive your PYUSD in as little as 5 minutes when paying by credit/debit card. If you pay with bank transfer, receiving your crypto can take between 1-3 business days.

*Note: For first time customers, additional security checks could take up to a few hours, even when buying cryptocurrency by card.

As a fiat-backed stablecoin, PYUSD attempts to maintain its 1:1 peg with the US dollar via reserves that include dollar deposits, government bonds, and other cash equivalents. While there is never a guarantee that the stablecoin will always maintain its value of $1, Paxos publishes monthly reports in an attempt to provide transparency of PYUSD reserves.

PYUSD and other stablecoins offer a way to remain within the cryptocurrency ecosystem while mitigating the inherent volatility of the market. With the aim of maintaining a stable value, these assets help reduce price fluctuations while offering the benefits of blockchain technology, such as decentralized finance (DeFi).

Need some help before buying PYUSD?

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