MoonPay offers a fast and easy way to buy Ripple USD (RLUSD) with a credit or debit card, bank transfer, Apple Pay, Google Pay, and more.
Enter the amount in RLUSD or fiat currency that you wish to purchase
Enter your RLUSD wallet address
Verify your email and basic information
You're now ready to buy Ripple USD with a credit card or your preferred payment method!
Purchase Ripple USD in more than 160 countries using the local currency of your bank account.
Buy Ripple USD instantly with a credit or debit card, bank transfer, Apple Pay, Google Pay, and more.
You can buy Ripple USD in small or large quantities. Start by purchasing Ripple USD for as little as $20 on MoonPay.
MoonPay employs certain security measures to try to ensure you have a safe Ripple USD purchase.
Store your newly purchased Ripple USD in your preferred wallet. There are many custodial and non-custodial wallets to choose from.
After you buy Ripple USD, you can transfer it to anyone across the globe, as long as you know their Ripple USD wallet address.
Use your Ripple USD to purchase goods and services from any participating merchant that accepts Ripple USD and cryptocurrency.
Swap your Ripple USD for another cryptocurrency directly in your wallet or by using a DeFi application.
Ripple USD (RLUSD) is a fiat-backed stablecoin with reserves of U.S. dollars, government bonds, and cash equivalents. RLUSD is designed for cross-border payments that combine the stability of the U.S. dollar with the speed and transparency of cryptocurrency for seamless transactions. It offers digital dollar access built on Ripple's decade-long presence in blockchain solutions, and is one of the few stablecoins to be issued under a New York limited purpose trust charter.
Ripple USD was created by a subsidiary of Ripple Labs, the creators of the XRP token. The advisory board for RLUSD includes former FDIC Chair Sheila Bair, CENTRE Consortium CEO David Puth, and Ripple co-founder and Executive Chairman Chris Larsen.
The Ripple USD (RLUSD) stablecoin was launched in October 2024. As one of the newest stablecoins, RLUSD is one of the few to be issued under a New York limited purpose trust charter.
Like most fiat-backed stablecoins, RLUSD attempts to maintain its 1:1 peg with the US dollar via reserves that include dollar deposits, government bonds, and other cash equivalents. Although there is no guarantee that the stablecoin will always maintain its value of $1, BPM will conduct and publish monthly audits as a means to provide greater transparency of asset reserves.
How much RLUSD you can buy will depend on your account limit, with higher purchases requiring increasing/different KYC levels. The minimum amount you can purchase is $20.
MoonPay offers a fast and simple way to buy RLUSD. Simply use our widget to buy and sell Ripple USD in a few clicks using your preferred payment method.
Stablecoins like RLUSD can be held to stay within the crypto ecosystem while combating the cryptocurrency market’s inherent volatility, since the issuer will attempt to keep a constant price. It helps to limit price volatility while offering the benefits of decentralized finance (DeFi) such as on-chain liquidity, and cheaper and faster payments for remittances and payouts.