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Pricing Disclosure

When you transact on MoonPay, you may be charged fees. These fees are calculated at the time you place your order and can be influenced by factors such as order type, order size, geography, partner, payment method, and other costs we incur to facilitate your transaction. Please note that fees may vary for similar transactions and that MoonPay occasionally makes changes to its fees. Before placing an order, you can always review and confirm the applicable fees. By completing an order, you agree to pay the applicable fees for that transaction.

1. Digital Asset Prices

MoonPay obtains the base price of a digital asset by fetching a price from a reputable independent third party / parties every 10 seconds. 

For all transactions, the asset price shown to you during your order is equal to the base price including any applicable spread. The asset price shown to you during your order is the price you will pay to purchase a digital asset from us or the price you will receive for selling a digital asset to us.

2. Fees

There are three types of fees MoonPay USA LLC may charge when processing your transaction: a network fee; a MoonPay fee; and an ecosystem fee.

A. Network Fee

The network fee covers the costs associated with the transfer of a digital asset and may vary depending on a number of factors, such as network congestion and operational costs. We will only charge you a network fee for On-Ramp and Swap Transactions. The amount of the network fee will be shown to you as a line item fee and will be identified as the “Network fee”.

B. MoonPay Fee

The MoonPay fee covers a number of costs including payment processing costs, chargeback costs, order costs, and other transaction-related expenses. The MoonPay fee may vary based on various factors, such as order type, transaction volume fiat currency, digital asset, location, and payment method. 

If you access the MoonPay platform directly through the MoonPay website or mobile application, the MoonPay fee will be in an amount up to 4.5% as set out below, subject to (a) a minimum MoonPay fee of up to $3.99 if your transaction amount is below a minimum threshold and (b) if you are buying or selling a digital asset in a currency other than USD, MoonPay USA LLC will increase the minimum MoonPay Fee in an amount between 0.25% and 10%, depending on the fiat currency you choose to pay in. 

If you were referred to the MoonPay platform by a partner, your MoonPay fee will be in an amount up to 4.5%, subject to (a) a minimum MoonPay fee of up to $4.50 if your transaction amount is below a minimum threshold and (b) if you are buying or selling a digital asset in a currency other than USD, MoonPay USA LLC will increase the minimum MoonPay Fee in an amount between 0.25% and 10%, depending on the fiat currency you choose to pay in. . 

Regardless of how you accessed the MoonPay platform, the MoonPay fee will be shown to you as a line item fee when you initiate your order and when you confirm your order.

C. Ecosystem Fees

An Ecosystem Fee is a percentage charge that is applied to a transaction amount by MoonPay on behalf of some, but not all, of our partners. This Ecosystem Fee is set by each partner. 

The ecosystem fee is a line item disclosure that is shown to you when you confirm your order. The amount of the ecosystem fee will be shown to you as a line item fee and will be identified as the “Ecosystem fee”.

3. Spreads

MoonPay USA LLC may include a spread in the asset price shown to you during your transaction. This is included to cover the volatility of a digital asset, increase the likelihood of a successful transaction, and other costs of operating not covered in other fees and is how we ensure we can continue to provide you with a great service that is easy to use. 

All spreads are included in the price of the digital asset shown to you during your checkout flow. The asset price shown to you during your order is the price you will pay to purchase a digital asset from us or the price you will receive for selling a digital asset to us.

It's important to note that your bank or card provider may have their own fees for transactions. Your bank may have a charge for inbound bank transfers or may charge you a fee for international card transactions. Please check with your bank if you are unsure before placing your order.