MoonPay offers a fast and easy way to buy PayPal USD (PYUSD) with a credit or debit card, bank transfer, Apple Pay, Google Pay, and more.
Buy PayPal USD (PYUSD) in 150+ countries using the local currency of your bank account. We offer localized payment options that cater to regions all over the world.
Whether you're a seasoned trader or buying PayPal USD for the first time, the MoonPay app gives you the tools to get it done.
PayPal USD (PYUSD), a stablecoin pegged to the U.S. dollar, is fully backed by reserves to ensure its value stays consistent. Issued by Paxos Trust Company, it was first launched on the Ethereum blockchain. Recently, PYUSD made the jump to Solana to boost transaction speeds and cut down on costs, choosing Solana for its low fees, fast processing times, high transaction capacity, and flexibility for developers.
Only you can determine whether buying PYUSD is worth it, and you should remember that purchasing any cryptocurrency carries certain risks. Some factors that others may consider when deciding whether to make a purchase are the token's price, market cap, supply, as well as your individual risk appetite.MoonPay cannot offer you investment advice and cannot tell you whether any cryptocurrency is worth buying. Always remember to do your own research before making any purchase!
MoonPay accepts most major credit and debit cards, including VISA and MasterCard. If you want to buy PYUSD with a card, enter the amount in PYUSD or fiat currency that you wish to purchase, then enter your PayPal USD wallet address. You're now ready to buy PayPal USD with a credit card or your favorite payment method!
PayPal USD (PYUSD) was created by PayPal but is issued and custodied via Paxos Trust Company, a regulated financial institution focused on blockchain infrastructure and digital assets. Regulated by the New York State Department of Financial Services (NYDFS), Paxos issues stablecoins like Paxos Standard (PAX) and PayPal USD (PYUSD) while providing cryptocurrency custody and settlement services.
How much PYUSD you can buy will depend on your account limit, with higher purchases requiring increasing/different KYC levels. The minimum amount you can purchase is $20.
In large or small amounts, you can buy PayPal USD via a one-time purchase, or through a recurring buy order. Recurring crypto purchases allow you to gain price exposure over time, helping to limit the risk of volatility through dollar-cost averaging principles.
PayPal USD was launched in August 2023, surpassing $1 billion in market capitalization one year later.
Delivery times for PayPal USD purchases can vary based on the payment method used to purchase. You can receive your PYUSD in as little as 5 minutes when paying by credit/debit card. If you pay with bank transfer, receiving your crypto can take between 1-3 business days.
*Note: For first time customers, additional security checks could take up to a few hours, even when buying cryptocurrency by card.
As a fiat-backed stablecoin, PYUSD attempts to maintain its 1:1 peg with the US dollar via reserves that include dollar deposits, government bonds, and other cash equivalents. While there is never a guarantee that the stablecoin will always maintain its value of $1, Paxos publishes monthly reports in an attempt to provide transparency of PYUSD reserves.
PYUSD and other stablecoins offer a way to remain within the cryptocurrency ecosystem while mitigating the inherent volatility of the market. With the aim of maintaining a stable value, these assets help reduce price fluctuations while offering the benefits of blockchain technology, such as decentralized finance (DeFi).