Buy Ripple USD, the XRP stablecoin!
MoonPay offers a fast and easy way to buy Ripple USD (RLUSD) with a credit or debit card, bank transfer, Apple Pay, Google Pay, and more.
How to buy Ripple USD?
Buy Ripple USD (RLUSD) in 150+ countries using the local currency of your bank account. We offer localized payment options that cater to regions all over the world.
Buying Ripple USD (RLUSD) on MoonPay is easy. Just sign up for a free account in seconds from our app, then add a few personal details to verify your identity.
Select RLUSD from our catalog of over 100 cryptocurrencies available for purchase. RLUSD is available on multiple blockchains like Ethereum and XRP.
MoonPay works with leading non-custodial wallets like Ledger and Trust Wallet. Don’t have a wallet yet? No worries, MoonPay will set up a wallet automatically for you at checkout if it's your first purchase. And if you’re coming to MoonPay through your existing wallet, we’ll pre-fill your wallet address automatically.
The easiest way to buy Ripple USD is by topping up your MoonPay balance. Just add funds in your MoonPay account to enjoy faster RLUSD purchases with lower fees, higher approval rates, and zero-fee withdrawals when you cash out to fiat.
Don't want to pay with your balance? No worries, there are still loads of options to choose from. You can pay with a credit/debit card, Apple Pay, Google Pay, or PayPal. We also support local options such as SEPA , UK Faster Payments, Pix in Brazil, as well as Venmo and bank transfers in the US. Once paid, that’s it — we’ll handle the rest.
Once you have your Ripple USD (RLUSD) tokens secured in your preferred wallet, you’re free to use your Ripple USD how you wish. You can “HODL” RLUSD in your wallet, send it to a friend, or sell RLUSD for fiat.
Why is MoonPay the best way to buy Ripple USD?
We use AES-256 encryption and we’re PCI-DSS compliant. We also hold the widely-respected ISO 27001 certification. This certification is independently audited and a global standard for managing information security.
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You can buy Ripple USD in small or large quantities. Start by purchasing RLUSD for as little as $20 on MoonPay.
Buy RLUSD instantly with a credit or debit card, bank transfer, Apple Pay, Google Pay, and more.
Purchase Ripple USD in more than 150+ countries using the local currency of your bank account.
What can you do with RLUSD?
Store your newly purchased Ripple USD in your preferred wallet. There are many custodial and non-custodial wallets to choose from.
After you buy Ripple USD, you can transfer it to anyone across the globe, as long as you know their Ripple USD wallet address.
There is a growing number of charities that accept donations in Ripple USD (RLUSD) and other cryptocurrency.
Use your Ripple USD to purchase goods and services from any participating merchant that accepts RLUSD and cryptocurrency.
Swap your RLUSD for another cryptocurrency directly in your wallet or by using a DeFi application.
MoonPay allows you to easily sell RLUSD and cash out directly into fiat currency and your bank account.
Buy Ripple USD and 100+ other cryptocurrencies, including Bitcoin, Ethereum, Solana, and more
Get the MoonPay app and buy Ripple USD on the go
Whether you're a seasoned trader or buying RLUSD for the first time, the MoonPay app gives you the tools to get it done.
What is Ripple USD (RLUSD)?
Ripple USD (RLUSD) is a fiat-backed stablecoin with reserves of U.S. dollars, government bonds, and cash equivalents. RLUSD is designed for cross-border payments that combine the stability of the U.S. dollar with the speed and transparency of cryptocurrency for seamless transactions. It offers digital dollar access built on Ripple's decade-long presence in blockchain solutions, and is one of the few stablecoins to be issued under a New York limited purpose trust charter.
Frequently asked questions about buying Ripple USD
Ripple USD was created by a subsidiary of Ripple Labs, the creators of the XRP token. The advisory board for RLUSD includes former FDIC Chair Sheila Bair, CENTRE Consortium CEO David Puth, and Ripple co-founder and Executive Chairman Chris Larsen.
The Ripple USD (RLUSD) stablecoin was launched in October 2024. As one of the newest stablecoins, RLUSD is one of the few to be issued under a New York limited purpose trust charter.
Like most fiat-backed stablecoins, RLUSD attempts to maintain its 1:1 peg with the US dollar via reserves that include dollar deposits, government bonds, and other cash equivalents. Although there is no guarantee that the stablecoin will always maintain its value of $1, BPM will conduct and publish monthly audits as a means to provide greater transparency of asset reserves.
How much RLUSD you can buy will depend on your account limit, with higher purchases requiring increasing/different KYC levels. The minimum amount you can purchase is $20.
MoonPay offers a fast and simple way to buy RLUSD. Simply use our widget to buy and sell Ripple USD in a few clicks using your preferred payment method.
Stablecoins like RLUSD can be held to stay within the crypto ecosystem while combating the cryptocurrency market’s inherent volatility, since the issuer will attempt to keep a constant price. It helps to limit price volatility while offering the benefits of decentralized finance (DeFi) such as on-chain liquidity, and cheaper and faster payments for remittances and payouts.
